WarmZilla Boiler and Heating Cover for Landlords (2024 Review)

WarmZilla landlord boiler cover is a cover package for rental properties that covers the costs of annual boiler service, a CP12 gas inspection certificate, and boiler repairs. WarmZilla landlord boiler cover comes in four different packages that bundle boiler cover with policies like central heating, home electrics, and plumbing and drain coverage.

WarmZilla’s most basic package is the WarmZilla Basic plan for landlords. The Basic plan for landlords covers annual boiler service, a CP12 gas inspection certificate, and emergency repairs to your boiler and its controls. The monthly premium for the WarmZilla Basic plan is £26 a month with no excess fee and £18.60 a month with a fee of £89.

The WarmZilla Extra plan for landlords adds central heating coverage to the coverage WarmZilla provides as a part of the Basic plan. The WarmZilla Extra plan for landlords costs £28 a month if you opt for no excess fee and £20.60 a month with an £89 excess fee.

WarmZilla’s Plus plan covers an annual boiler service, CP12 gas inspection certificate, repairs to your boiler and its controls, central heating coverage, and plumbing and drains coverage. The WarmZilla Plus plan for landlords costs £37 a month with no excess fee and £29.60 a month with an £89 excess fee.

WarmZilla’s most comprehensive plan is the Total plan, which adds home electrics to the policies included in the Plus plan. The Total plan covers an annual boiler service, a CP12 gas inspection certificate, repairs to your boiler and its controls, central heating coverage, plumbing and drains coverage, and home electrics. The Total plan costs £44 with a £0 excess and £36 a month with an £89 excess.

WarmZilla’s landlord boiler policies exclude some rare boiler models, non-Gas Safe installations, faults in the first 14 days of coverage, damage due to poor maintenance, and damage due to extreme weather among other exclusions.

The best alternatives to WarmZilla boiler cover for landlords are YourRepair and 24/7 Home Rescue.

Below, our review of WarmZilla landlord boiler cover explains the product’s offerings, its limitations, suitability, pricing, and top alternatives from other UK care providers.

What is Warmzilla landlord boiler cover?

WarmZilla landlord boiler cover is a boiler cover policy designed to cover boiler repairs and maintenance in rental properties. Landlord boiler cover is a policy in which a provider (like WarmZilla) agrees to pay for and facilitate repairs to your boiler, service the boiler annually, and issue a landlord gas safety certificate in exchange for a fixed monthly fee. The UK government requires landlords to conduct an annual gas safety inspection to obtain the CP12 gas safety certificate, which WarmZilla includes in all its landlord boiler cover plans. Providers like WarmZilla let you bundle boiler cover with other home coverage policies, like home electrics or central heating.

WarmZilla’s landlord boiler cover policies give you the option of paying a fixed excess fee (also known as a callout charge) in exchange for a lower monthly payment. An excess fee is a fixed payment you make every time you use your WarmZilla landlord boiler cover to pay for repairs.

WarmZilla’s landlord boiler cover plans are not insurance plans. The difference between landlord insurance and boiler cover is that landlord boiler cover provides an emergency repair service whilst insurance typically only covers repair and damage costs.

WarmZilla do not guarantee boiler replacement if the cost of repairs exceeds the value of the boiler. However, WarmZilla may replace a boiler if it’s fewer than 7 years old and is deemed to be Beyond Economical Repair (BER) or offer a £400 voucher for a replacement boiler.

An alternative if you cannot get your boiler replaced through WarmZilla’s cover policy is to get a quote for a boiler replacement from Heatable. Heatable keep costs low by not operating a physical storefront and they pass those savings on to you in the form of the best possible prices. Replacing an old boiler that’s still operational is an opportunity to upgrade to a more energy-efficient model.

What doesWarmZilla landlord boiler cover include?

What WarmZilla landlord boiler cover includes depends on the plan you choose. The four WarmZilla landlord boiler cover plans and their inclusions are listed below.

• WarmZilla Basic Plan: WarmZilla’s Basic Plan for landlords includes a CP2 gas safety certificate and gas boiler and controls coverage.
• WarmZilla Extra Plan: WarmZilla’s Extra Plan for landlords covers the cost of a CP12 gas safety certificate, gas boiler and controls coverage, and central heating.
• WarmZilla Plus Plan: WarmZilla’s Plus Plan for landlords pays for repairs to your gas boiler and controls, central heating, and plumbing and drains. The Plus Plan also covers the CP12 gas safety certificate.
• WarmZilla Total Plan: WarmZilla’s Total Plan for landlords covers the CP12 gas safety certificate, gas boiler and controls, central heating, plumbing and drains, and home electrics.

What is the HomeZilla Basic Plan for landlords?

The HomeZilla Basic Plan for landlords is WarmZilla’s most bare-bones landlord boiler cover plan. The HomeZilla Basic Plan for landlords covers annual boiler service, boiler and controls repairs, and a CP12 gas safety certificate.

The Basic Plan pays for repairs to your boiler and thermostat and annual boiler service, which includes a flue analysis test, visual inspection of internal parts, re-adjusting system pressure, and cleaning the condensate trap. The average boiler service cost is £79 – 90 in the UK as of 2024.

What does the HomeZilla Basic Plan for landlords include?

The HomeZilla Basic Plan for landlords includes the three items below.

• Annual boiler service: The HomeZilla Basic Plan covers the cost of annual boiler service, which most manufacturer warranties require.
• Gas boiler and controls coverage: The HomeZilla Basic Plan pays for repairs to your boiler and controls, such as thermostats.
• CP12 gas safety certificate: The HomeZilla Basic Plan pays for a gas safety inspection and the corresponding CP12 certificate.

How much does the HomeZilla Basic Plan for landlords cost?

The HomeZilla Basic plan for landlords costs £26 a month with a £0 excess. HomeZilla have an £89 excess option that costs £18.60 a month. An £89 excess means that you pay a fixed fee of £89 every time you call WarmZilla for repairs. WarmZilla allows you to pay annually for the Basic Plan at £312 a year with a £0 excess and £223.20 a month with an £89 excess.

The Basic Plan is priced competitively compared to similar plans from other landlord boiler cover providers. For example, British Gas’s Basic Plan costs £21 a month with a £60 excess. YourRepair’s Boiler Plan (the equivalent of WarmZilla’s Basic Plan) costs £21 a month with no excess. HomeServe’s Landlord’s Gas Boiler cover costs £11 a month and the 24/7 Home Rescue Landlord Boiler Care policy costs £25.99 a month.

Is the HomeZilla Basic Plan for landlords right for me?

The HomeZilla landlord Care Basic Plan is right for you if you meet the following three criteria.

• You’re on a budget: The HomeZilla Basic Plan for landlords costs only £18.60 with an £89 excess and would suit landlords on a budget.
• You have other coverage: The HomeZilla Basic Plan for landlords only covers annual boiler service, boiler and controls repairs, and the CP12 gas safety certificate, so the policy would make sense if you already have other coverage for central heating, home electrics, and other commonly-bundled policies.
• You can self-insure: The HomeZilla Basic Plan for landlords gives you a lower monthly fee if you agree to a £89 excess charge, which is a good deal if you’re able to cover some of the boiler repair costs.

What is the HomeZilla Extra Plan for landlords?

The HomeZilla Extra plan for landlords is a boiler cover package for rental properties that covers central heating, boiler and boiler controls, an annual service, and a CP12 gas safety certificate. The Extra plan’s central heating coverage pays for repairs to radiator valves, heating pumps, and central heating piping.

What does the HomeZilla Extra Plan for landlords include?

The HomeZilla landlord Care Extra Plan inclusions are listed below.

• Annual boiler service: WarmZilla’s Extra Plan pays for an annual boiler service, which can extend the life of your boiler considerably.
• Gas boiler and controls coverage: The HomeZilla Extra plan for landlords includes coverage for gas boilers and boiler controls, like a thermostat.
• Central heating coverage: HomeZilla’s Extra Plan plan for landlords covers your central heating system.
• CP12 gas safety certificate: The Extra plan covers the cost of an annual gas safety inspection and the accompanying CP12 gas safety certificate, both of which are required by law in rental properties.

How much does the HomeZilla Extra Plan for landlords cost?

The HomeZilla Extra plan for landlords costs £28 a month with a £0 excess. The £0 excess means that you pay nothing when you call WarmZilla to conduct repairs on your rental property. WarmZilla also offer a version of the Extra plan with an £89 excess fee that costs £20.60 a month. WarmZilla also allows you to pay annually, which costs £336 with a £0 excess and £247 with a £89 excess.

The Extra Plan is consistent with the typical costs for similar packages from other landlord boiler care providers. For example, British Gas’ Essential plan is their equivalent of the Extra Plan and costs £23 a month with a £60 excess, slightly more than the £20.60 fee for WarmZilla’s Extra plan with an £89 excess. YourRepair’s Heating plan is more affordable than WarmZilla’s Extra plan at £23 a month with a £0 excess. HomeServe and 24/7 Home Rescue are also cheaper than WarmZilla’s Extra Plan at £16.50 a month for HomeServe’s Landlord’s Gas Boiler and Central Heating and £12.99 for 24/7 Home Rescue’s Landlord Heating Care.

Is the HomeZilla Extra Plan for landlords right for me?

The HomeZilla landlord Care Extra Plan is right for you if you meet the criteria below.

• You’re on a budget: The HomeZilla Extra plan for landlords is an affordable policy at just £28 a month, so works for landlords on a tight budget.
• You need central heating coverage: The WarmZilla Extra plan for landlords covers central heating, so it’s a good choice if you don’t already have heating coverage as a part of another insurance package.
• You can self-insure: The HomeZilla Extra plan offers a low monthly premium of £20.60 if you choose the £89 excess option. The Extra plan is a suitable choice if you are willing to cover high one-off payments in exchange for a low monthly premium.

What is the HomeZilla Plus Plan for landlords?

The HomeZilla Plus plan for landlords is a policy for rental properties that bundles boiler, plumbing, drain, and central heating cover, annual boiler service, and a CP12 gas safety certificate. The Plus plan’s plumbing and drain coverage includes repairs to leaky waste pipes inside the boundaries of your property and unclogging clogged drains and pipes. WarmZillas plumbing coverage covers piping, dripping faucets, and leaking toilets.

What does the HomeZilla Plus Plan for landlords include?

The five items that the HomeZilla Plus plan for landlords includes are listed below.

• Annual boiler service: The Plus plan covers the cost of an annual boiler service, which many manufacturer warranties require.
• CP12 gas safety certificate: The HomeZilla Plus plan for landlords includes an annual gas safety inspection, which is a requirement for landlords.
• Gas boiler and controls coverage: The Plus plan covers your gas boiler and controls.
• Central heating coverage: The Plus plan for landlords covers central heating, including repairs to radiators and central heating pipework.
• Plumbing and drain coverage: The HomeZilla Plus plan includes coverage for plumbing and drains.

How much does the HomeZilla landlord Care Plus Plan cost?

The HomeZilla Plus plan for landlords costs £37 a month with no excess fee. Purchasing the Plus plan with no excess means WarmZilla covers the entire cost of any repairs and you pay nothing out of pocket. Opting for the same plan with an £89 excess fee gets you a lower monthly premium of £29.60. The annual premiums for the HomeZilla Plus plan for landlords are £444 for the £0 excess plan and £355.20 with an £89 excess.

These rates make the Plus plan for landlords more expensive than similar policies from other providers. For example, the YourRepair Home Plan costs less at £27 a month with no excess and £16 a month with a £95 excess. The Home plan includes home electrics, which WarmZilla does not include in their Plus plan. HomeServe’s Landlord’s Heating and Plumbing coverage costs £17.50 a month.

Is the HomeZilla Plus Plan for landlords right for me?

The HomeZilla Plus plan for landlords is right for you if you agree with the following two statements.

• You need plumbing coverage: The HomeZilla Plus plan for landlords includes plumbing and drain coverage so it makes sense if you don’t already have plumbing coverage.
• You can afford it: The Plus plan is HomeZilla’s second-most-expensive landlord boiler cover policy and costs than many alternatives from other providers. Only purchase the WarmZilla Plus plan for landlords if you can afford it.

What is the HomeZilla Total Plan for landlords?

The HomeZilla Total plan for landlords is WarmZilla’s most comprehensive boiler care package for rental properties. The Total plan bundles home electrics cover with boiler cover, central heating cover, plumbing and drains cover, an annual boiler service, and a CP12 gas safety certificate. WarmZilla’s home electrics cover pays for repairs to switches, fuse boards, and circuit breakers but excludes coverage for light fixtures and outdoor lighting.

What does the HomeZilla Total Plan for landlords include?

The HomeZilla Total Plan for landlords includes the following three items.

• Annual boiler service: The HomeZilla Care Total plan pays for the cost of an annual boiler service, which considerably extends the life of your boiler by identifying problems early.
• Gas boiler and controls coverage: The HomeZilla Total plan covers repairs to your boiler and its controls.
• Central heating coverage: The Total plan for landlords includes coverage for central heating, including repairs to radiators.
• Plumbing and drain coverage: The HomeZilla Total plan for landlords covers plumbing and drain coverage, including fixing blocked or leaking waste pipes inside your property.
• Home electrics: The HomeZilla Total plan pays for repairs to circuit breakers, and fuse boxes.

How much does the HomeZilla Total Plan for landlords cost?

The HomeZilla Total Plan for landlord costs £44 with a £0 excess. The £0 excess means that you don’t pay anything out of pocket when you call WarmZilla for repairs to your boiler. The Total plan costs £36 a month if you agree to pay an £89 excess, meaning you pay £89 every time you call WarmZilla for repairs. WarmZilla allows you to pay annually for the £0 excess for £528 and the £89 excess Total plan for £439.20.

HomeZilla’s Total Plan is among the more expensive options on the market compared to similar policies from other providers. For example, British Gas’s Complete plan and HomeServe’s Landlord’s Heating, Plumbing, and Electrics plan are more affordable than HomeZilla’s Total plan for landlords. British Gas’ Complete plan costs £29 a month with a £60 excess and Home Serve’s Landlord’s Heating, Plumbing, and Electrics plan costs £20.50 a month.

Is the HomeZilla Total Plan for landlords right for me?

The HomeZilla Plus plan for landlords is right for you if you agree with the three statements below.

• You need home electrics coverage: The HomeZilla Total plan includes home electrics coverage so makes sense if you do not already have home electrics coverage as a part of other coverage packages.
• You can afford it: The Total plan is the most expensive plan that WarmZilla offer and is among the most expensive plan compared to similar plans from other providers on the market. You should only purchase the Total plan if you can afford it.
• You don’t want to risk repair costs: The Total plan is WarmZilla’s most comprehensive policy and, with a £0 excess, reduces your risk of one-off repair costs considerably.

What are the WarmZilla landlord boiler cover exclusions?

The following are the nine WarmZilla landlord boiler cover exclusions.

• Certain boiler models: WarmZilla do not cover the following boiler brands: Potterton Powermax, Britony, Chaffouteaux, Sime, Servowarm, and Elm Le Blanc. WarmZilla do not cover any back boilers.
• Non-Gas Safe installations: WarmZilla do not cover repairs on boilers installed by engineers without a Gas Safe accreditation. All boiler engineers are required by law to have this accreditation.
• Faults not reported within 24 hours: HomeZilla do not pay for repairs if you wait more than 24 hours to notify them of the issue.
• Faults within the first 14 days: WarmZilla do not pay for repairs to any problems that arise in the first 14 days of a coverage policy.
• Oil boilers: WarmZilla do not repair oil boilers or any boiler that runs on a fuel type other than natural gas.
• Extreme weather damage: WarmZilla’s boiler cover policies do not cover damage caused by freezing weather, flooding, or any damage from your boiler being submerged in water.
• Damage due to poor maintenance: WarmZilla do not cover any problems caused by failure to maintain your boiler as outlined in manufacturer guidelines.
• Damage to boilers in unoccupied landlords: WarmZilla do not cover any damage to boilers in properties left unoccupied for more than 30 days.
• Limescale damage: WarmZilla do not cover damage to boilers arising from limescale.

What are the best alternatives to WarmZilla landlord boiler cover?

The best alternatives to WarmZilla landlord boiler cover are YourRepair and 24/7 Home Rescue. Both YourRepair and 24/7 Home Rescue offer more bundling and excess choices than WarmZilla and are more affordable for high-excess plans. However, WarmZilla’s 20% discount and affordable low-excess policies give them an edge for landlords who do not want to pay call-out fees. Below is a more thorough guide to the two best alternatives to WarmZilla landlord boiler cover.

YourRepair

YourRepair is a suitable alternative to WarmZilla because it is less expensive and offers more bundling and excess options.

However, there is one advantage to choosing WarmZilla over YourRepair – WarmZilla are offering a 20% discount across all of their plans, which makes some of WarmZilla’s plans more affordable than YourRepair’s. The YourRepair Boiler plan (the equivalent of the WarmZilla Basic Plan) is £21 per month with no excess which is slightly more expensive than the £20.80 for WarmZilla with the 20% discount applied.

24/7 Home Rescue

24/7 Home Rescue is an alternative to WarmZilla for landlords who want an affordable landlord boiler cover policy with a lot of customisation choices. 24/7 Home Rescue has more excess and bundling choices than WarmZilla but is more expensive if you want a zero-excess policy.

There is one disadvantage of choosing 24/7 HomeRescue over WarmZilla: more expensive zero-excess plans. 24/7 HomeRescue costs £25.99 a month with a £0 excess fee compared to the £21.13 cost of WarmZilla’s Basic plan for landlords.

FAQs about Warmzilla landlord boiler cover

We answer the most commonly asked questions about WarmZilla landlord boiler cover below.

Is Warmzilla boiler cover for landlords any good?

Yes, WarmZilla boiler cover for landlords is good for the following three reasons.

• Solid bundling options: WarmZilla allows you to bundle plumbing and drains, home electrics, and central heating coverage with your landlord boiler cover.
• Affordable no-excess policies: WarmZilla offer some of the most affordable zero-excess policies on the market. WarmZilla’s Basic Plan for landlords costs just £21.13 with zero excess compared to £25.99 from 24/7 Home Rescue.
• Excess choices: WarmZilla allows you to choose between a £0 excess or £89 excess on their landlord boiler coverage.

How does Warmzilla’s landlord boiler cover work?

WarmZilla’s landlord boiler cover works by covering repair costs for your rental property’s boiler and controls, annual boiler service and CP12 gas safety certificate. WarmZilla and other landlord boiler cover providers give you the option of reducing your monthly premium in exchange for paying a fixed fee called an excess every time they complete repairs. WarmZilla’s landlord boiler cover comes with the choice of either a £0 or £89 excess fee. WarmZilla’s landlord boiler cover also allows you to bundle other kinds of coverage, like central heating or home electrics cover, with your landlord boiler cover policy.

What types of boiler cover does Warmzilla have for landlords?

WarmZilla has the following four types of boiler cover for landlords.

• HomeZilla Basic Plan: The Basic Plan for landlords includes coverage for boiler and boiler control repairs, an annual boiler service, and a CP12 gas safety certificate.
• HomeZilla Extra Plan: The Extra Plan for landlords adds central heating coverage to the coverage in The Basic Plan for landlords.
• HomeZilla Plus Plan: The Plus Plan for landlords adds plumbing and drains coverage to the coverage offered in The Extra Plan for landlords.
• HomeZilla Total Plan: The Total Plan for landlords is WarmZilla’s most comprehensive and adds home electrics coverage to the policies in The Extra Plan for landlords.

Do I need boiler cover as a landlord?

No, you do not need boiler cover if you’re a landlord. There is no legal requirement for landlords to get boiler cover. However, it is a good idea to buy boiler cover if you have a rental property. Boiler cover helps you cover the costs of repairs and often includes your gas safety inspection, which you are required to provide as a landlord.

Can I get boiler cover for an old heating system as a landlord?

Yes, you can get boiler cover for an old heating system as a landlord. However, obtaining boiler cover for an older boiler may limit your coverage options in two ways. Firstly, some providers do not offer policies for boilers over a certain age. Secondly, older boilers may not be eligible for a replacement when they break down completely. For example, WarmZilla does not replace your boiler if it’s beyond economical repair and is over 7 years old.

What does landlord boiler cover exclude?

Landlord boiler cover typically excludes the following.

• Damage due to poor installation: Most landlord boiler cover policies do not cover damage to boilers installed by non-Gas Safe engineers. All engineers who install boilers are required to have a Gas Safe accreditation.
• Damage from natural causes: Damage from flooding, freezing, or natural disasters is not included in landlord boiler cover policies.
• Rare boiler models: Most landlord boiler cover policies exclude rare boiler models that are difficult to repair or find parts for. For example, WarmZilla excludes brands like Potterton, Sime, and Servowarm.

Warmzilla landlord boiler cover review verdict

WarmZilla landlord boiler cover is a low-cost policy for landlords who want a zero-excess policy and don’t need to bundle pest control or home security with boiler cover.

WarmZilla’s landlord boiler cover has a key advantage over its competitors: low-cost zero-excess policies. The Basic plan for landlords costs £20.80 with WarmZilla’s current 20% discount. 24/7 HomeRescue’s equivalent of the Basic plan costs £22.99 a month with their 12% discount.

However, WarmZilla has one disadvantage over its competitors. WarmZilla offers fewer excess options than other boiler cover providers, with just £0 and £60 excess offerings. 24/7 HomeRescue offer four excess options – £0, £45, £75, and £95, and YourRepair offers three excess options – £0, £60, and £90. More excess options means that you have a greater ability to customize your boiler cover premiums to suit your budget.