YourRepair Boiler Cover for Homeowners (2024 REVIEW)

YourRepair home boiler cover is a policy that covers the cost of boiler service and repairs for homeowners. YourRepair home boiler cover comes in five different plans. These five plans range from the basic Boiler plan to the Complete plan, with the latter bundling central heating, home security, electrics, plumbing, drains, and pest control coverage into a single policy. YourRepair’s home cover policies offer a lot of customization options and their bundled policies are some of the best value on the market.

YourRepair home boiler policies exclude rare boiler models (like Powermax), non-Gas Safe installations, weather damage, limescale damage, pre-existing faults, and repairs to showers and pumps.

YourRepair home boiler cover offers a lot of customization options with five bundling options and three excess choices – £0, £60, and £95. YourRepair have some of the most affordable policies compared to similar bundles from providers like British Gas, WarmZilla, and 24/7 Home Rescue.

The best alternatives to YourRepair home boiler cover are WarmZilla and 24/7 Home Rescue. WarmZilla have less expensive, zero-excess, bare-bones policies than YourRepair but pricier comprehensive home coverage. Meanwhile, 24/7 Home Rescue have more excess options than YourRepair, but YourRepair’s policies are more affordable.

Our review of YourRepair home cover below shines a light on the company’s bundling options, monthly fees, exclusions, and the best alternatives from other home care providers.

What is YourRepair home boiler cover?

YourRepair home boiler cover is a policy from YourRepair that facilitates and pays for homeowners’ boiler repairs. Home boiler cover is often bundled with other coverage policies, like central heating, plumbing, home electronics, security, and pest coverage.

YourRepair’s home boiler plans are not insurance. Insurance differs from boiler cover in that boiler cover offers an emergency repair service while insurance only reimburses repair and damage costs.

YourRepair cover policies do not guarantee boiler replacements if your boiler is beyond economical repair (BER). YourRepair’s policies claim they may replace your boiler if it is less than 7 years old, but the decision is at the provider’s discretion.

Heatable’s online tool helps you find the best prices on a boiler replacement if you can’t get your replacement under YourRepair’s coverage. Heatable keep costs low by not operating a physical storefront and working across the UK with local distributors and pass those savings on to you.

What’s included in YourRepair home boiler cover?

The items included in YourRepair home boiler cover depends on which plan you choose. Below is a list of the five YourRepair home boiler cover plans and what their inclusions.

YourRepair Boiler plan: YourRepair basic plan includes annual boiler service and repairs to the gas boiler and its controls.
YourRepair Heating plan: YourRepair basic plan covers annual boiler service and repairs to gas boiler, controls, and the central heating system.
YourRepair Home plan:
YourRepair Home Plus plan: YourRepair’s Heating covers the boiler, central heating, plumbing, taps, toilets, drains, and home electrics.
YourRepair Complete plan: YourRepair’s Home plan adds pest control, security, and locks to the Home Plus plan.

What is the YourRepair Boiler home plan?

The YourRepair Boiler home plan is YourRepair’s most basic and least expensive boiler cover plan for homeowners. YourRepair Boiler plan includes the following two services.

Annual boiler service: The Boiler and Heating plan pays for a Gas Safe engineer to service your boiler once a year. Annual boiler service is a key condition for maintaining the validity of most manufacturers’ warranties.
Gas boiler and controls repairs: The YourRepair Boiler and Heating plan covers and provides emergency repairs to your boiler and its controls.

How much does the YourRepair Boiler home plan cost?

The YourRepair Boiler home plan costs differ depending on the excess amount you choose. Below is a list of the three pricing options for the YourRepair Boiler plan for homeowners.

£95 excess: £8 per month
£60 excess: £12 per month
£0 excess: £17 per month

The rates above put YourRepair’s Boiler plan on par with similar policies from other providers. For example, the same policy from WarmZilla (called the Basic Plan) costs £16.90 per month with a £0 callout charge and £10.88 per month with a £89 callout fee.

Is the YourRepair Boiler home plan right for me?

The YourRepair Boiler home plan is right for you in the two circumstances below.

You’re on a budget: The YourRepair Boiler plan is one of the least homeowner boiler cover plans on the market.
Your heating system is in good repair: The YourRepair Boiler plan covers boiler repairs and annual boiler service but leaves the pipework and radiators unprotected.

Check out the YourRepair Boiler plan here

What is the YourRepair Heating plan for homeowners?

The YourRepair Heating plan for homeowners is a more comprehensive offering than the boiler plan, as it covers the radiators and heating pipework. Below are the three services included in the YourRepair Heating home plan.

Annual boiler service: YourRepair’s Heating plan covers the cost of an annual boiler service, which can identify problems with your boiler early.
Gas boiler and controls coverage: The YourRepair Heating plan covers boiler and thermostat repairs.
Central heating coverage: YourRepair’s Heating plan includes emergency repairs to central heating pipework and radiators.

How much does the YourRepair Heating plan for homeowners cost?

The cost of the YourRepair Heating plan depends on the excess amount you settle on. Below are the three Heating plan cost options.

£95 excess: £10 per month
£60 excess: £14 per month
£0 excess: £19 per month

YourRepair’s Heating plan is comparable in price to the equivalent boiler and central heating plans offered by other cover providers. For example, WarmZilla’s Extra Plan (which covers the boiler, controls, and central heating) costs £18.40 per month with £0 excess and £12.48 per month with a £89 callout fee.

Is the YourRepair Heating home plan right for me?

The YourRepair Heating home plan is right for you if you agree with the two statements below.

You’re on a budget: The YourRepair Heating plan works for homeowners on tight budgets, as it’s one of the cheapest boiler and central heating cover plans in the UK as of 2024.
You need central heating coverage: YourRepair Heating includes central heating coverage, so it’s suitable if you want some protection for your heating pipework and radiators.

Check out the YourRepair Heating plan here

What is the YourRepair Home plan?

The YourRepair Home Plan is a bundle that offers comprehensive coverage to the home’s most essential systems for a reasonable monthly price. The YourRepair Home plan includes the five items below.

Annual boiler service: The YourRepair Home plan includes an annual boiler service that may extend the service life of your boiler by identifying problems early.
Gas boiler and controls coverage: The YourRepair Home plan helps you resolve issues with your gas boiler and its thermostat.
Central heating coverage: The YourRepair Home plan covers your central heating system and radiators.
Plumbing coverage: The Home plan covers repairs to your hot and cold water pipework, but expludes your taps, showers, and drains.
Home electrics: The YourRepair Home plan covers home electrics, including repairs to fuse boards and circuit breakers.

How much does the YourRepair Home plan for homeowners cost?

The YourRepair Home plan for homeowners costs between £12 and £23 per month, depending on the callout charge you pick. Below are the three pricing options for the YourRepair Home plan.

£95 excess: £12 per month
£60 excess: £16 per month
£0 excess: £23 per month

YourRepair’s Home plan is a bit expensive compared to similar plans from competing home cover companies. For example, a similar plan from 24|7 Home Rescue (known as the “Home Care” plan) costs £22.49 per month with £0 excess but includes protection for drains, toilets, taps, home security, and pest control.

Is the YourRepair Home plan for right for me?

The YourRepair Home Care Home plan is right for you if the following two statements apply to you.

You need plumbing and home electrics coverage: The YourRepair Home plan offers a cost-effective option for protecting your home’s most essential systems, such as heating, plumbing, and electrics.
You have a budget: YourRepair’s Home plan is one of the cheapest among equivalent plans from other UK cover providers.

Check out the YourRepair Home plan here

What is the YourRepair Home Plus plan for homeowners?

The YourRepair Home Plus plan for homeowners is a package that’s similar to the Home plan, but one that includes toilets, taps, and drains. The YourRepair Home Plus plan includes the following six items.

Annual boiler service: The YourRepair Home Plus plan covers annual boiler service.
Gas boiler and controls coverage: The YourRepair Home Plus includes coverage for repairs to your gas boiler and controls.
Central heating coverage: YourRepair’s Home Plus plan covers your central heating system, including radiators.
Plumbing coverage: The Home Plus plan covers repairs to your plumbing.
Home electrics: The Home Plus plan covers your circuit breakers, fuse boards, switches, and sockets.
Taps and drains cover: The YourRepair Home Plus plan covers repairs to blocked or leaking pipes.

How much does the YourRepair Home Plus plan cost?

The YourRepair Home Plus plan costs between £14 and £29 per month. The Home Plus costs hinge on the callout fee you opt for. The following are your three callout options with corresponding monthly premiums for the YourRepair Home Plus plan.

£95 excess: £12 per month
£60 excess: £16 per month
£0 excess: £29 per month

The Home Plus plan from YourRepair has an average price compared to the competition. You’re able to find cheaper offerings from 24|7 Home Rescue, which only costs £22.49 for a plan with all the same inclusions, plus pest control and home security.

Is the YourRepair Home Plus plan right for me?

The YourRepair Home Plus plan is right for you if you need protection for your plumbing and drainage systems on top of home electrics and heating. However, you’re able to find cheaper plans with the same extent of coverage from companies such as 24|7 Home Rescue.

Check out the YourRepair Home Plus plan here

What is the YourRepair Complete plan for homeowners?

The YourRepair Complete plan for homeowners is the most comprehensive (and the costliest) cover offering from YourRepair. The YourRepair Complete plan includes the following eight items.

Annual boiler service: The YourRepair Complete plan includes annual boiler service by a gas engineer.
Gas boiler and controls coverage: The YourRepair Complete plan pay for repairs to your boiler and its controls.
Taps and drains cover: The YourRepair Complete plan covers repairs to blocked or leaking pipes.
Central heating coverage: YourRepair’s Complete plan covers your central heating system, including radiators.
Plumbing coverage: The Complete plan includes coverage for your hot and cold water pipework.
Home electrics: The Complete plan covers your circuit breakers, fuse boards, switches, and sockets.
Pest control: The Complete plan includes the removal of wasp, rat, and mice infestations.
Home security and locks: YourRepair’s home security coverage will pay for emergency repairs to doors, windows, and locks.

How much does the YourRepair Complete plan cost?

The YourRepair Complete plan costs depend on the callout fee you choose. Below are your three premium and excess options for the YourRepair complete plan.

£95 excess: £16 per month
£60 excess: £21 per month
£0 excess: £35 per month

The Complete plan from YourRepair is a relatively affordable comprehensive cover option if you go with the £95 excess fee. For example, the most similar plan from WarmZilla costs £6 more per month, at £22.88. However, YourRepair’s £0 excess option is quite expensive at £35, as most competitors’ premiums are under £30.

Is the YourRepair Complete plan right for me?

The YourRepair Complete plan is right for you if you want comprehensive, bundled coverage at an affordable price. The Complete plan is one of the most all-encompassing boiler cover policies on the market, bundling pest control, home security, home electrics, plumbing, drains, and boiler coverage in a single package. However, you get the best deal on the YourRepair Complete plan if you’re willing to self-insure a bit and opt for the most economical, £95 excess option.

Check out the YourRepair Complete plan here

What does the YourRepair home boiler cover exclude?

YourRepair home boiler cover excludes the following six items from all YourRepair policies.

Certain boiler manufacturers: YourRepair do not cover boilers manufactured by Sime, Elm Le Blanc, Potterton Powermax, Chaffouteaux, Brittany, and Servowarm.
Pre-existing faults: YourRepair do not fix any problems that predate the policy nor will they fix any problem that arises in the first 14 days of the policy.
Extreme weather damage. YourRepair do not pay for repairs due to flooding or freezing weather as a part of their boiler coverage.
Non-Gas Safe installations: YourRepair only will not cover any boiler installed by someone other than a GasSafe engineer.
Shower and shower pumps: YourRepair do not cover shower issues under any of their plans.
Limescale damage: No YourRepair policy includes coverage for limescale damage to heat exchanger and other components.

What are the best alternatives to YourRepair home boiler cover?

The best alternatives to YourRepair home boiler cover are WarmZilla and 24/7 Home Rescue. WarmZilla offer less expensive zero excess policies but have far fewer bundling options for homeowners compared to YourRepair. 24/7 Home Rescue have more excess options than YourRepair and cheaper high-excess policies, but YourRepair offer more affordable low-excess policies.

WarmZilla

WarmZilla’s home boiler cover is an appropriate alternative to YourRepair’s policies for homeowners who want the cheapest possible low-excess policy and don’t require home security or pest coverage.

There are two advantages to choosing WarmZilla’s home boiler cover over YourRepair’s coverage packages. First, WarmZilla offer the option to pay annually (which is more economical) whereas YourRepair do not offer annual payments. Second, WarmZilla include plumbing and drains in their Plus Plan while YourRepair only cover both plumbing and drains in their more expensive Home Plus plan.

There is one disadvantage to WarmZilla’s home boiler cover: WarmZilla only offer two excess options, at £0 and £89 while YourRepair offer plans with excess payments of £0, £60, and £95.

24|7 Home Rescue

24|7 Home Rescue is a fitting alternative to YourRepair because it has more affordable high-excess policies and more excess options. These differences mean that 24/7 Home Rescue is more appealing to homeowners who are willing to pay more for each boiler repair in exchange for the lowest-possible premiums.

The main advantage of choosing 24|7 Home Rescue over YourRepair is that 24|7’s high-excess policies are more affordable than those offered by YourRepair. However, 24|7 Home Rescue’s £0 excess policies cost more than those offered by YourRepair.

FAQs about YourRepair home boiler cover

We answer the most commonly asked questions about YourRepair home boiler cover below.

Are YourRepair any good?

Yes, YourRepair home boiler cover is good for the following three reasons.

Excess choices: YourRepair offer excess choices of £0, £60, and £95 on all of their boiler cover policies, allowing you to pick a policy that suits you.
Comprehensive options: YourRepair bundle boiler cover policies with other kinds of coverage in five packages, so you have a lot of choices to pick a plan that works best for you.
Affordable price: YourRepair’s boiler cover plans are offered at competitive prices. Bundled policies like Home Plus cost just £33 a month and are meaningfully cheaper than similar policies from other competitors.

Who owns YourRepair?

Hometree Group Limited owns YourRepair. Hometree Groups is a home services company that offers cover plans to homeowners and landlords throughout the UK. YourRepair’s directors are Adam Freyer and Simon John Phelan.

Do I need boiler cover if I rent?

No, you do not need boiler cover if you rent. You do not need to have boiler cover as a tenant because your landlord is legally obligated to keep your boiler in working order. This legal requirement means that it’s your landlord’s responsibility to repair a boiler that serves the property which you rent.

YourRepair home boiler cover review verdict

YourRepair is an inexpensive home boiler cover option that offers a wide range of choices on excess fees and bundled coverage.

There are four advantages of YourRepair compared to YourRepair Home Boiler Cover. First, YourRepair includes all parts and labour costs in the price of their policies. Second, YourRepair protects your price for three years regardless of how many times you call them out for repairs. Third, YourRepair offer several excess options, including £0, £60, and £95 per callout. Finally, YourRepair’s cover bundles are some of the cheapest on the market.